![]() ![]() Track up to eight separate loans with two debt tracker spreads and get your debt paid off quicker.The colorful layout makes navigating through the planner quick and easy.Pockets for monthly bills and receipts makes it easy to keep yourself organized with tracking your expenses.It’s also compact and perfect for taking on the go. If your goal is to stay on top of your finances each month and remain aware of your money goals, this planner is a must. This book is packed with unique features that make your life easier, such as the month at a glance page, colorful layouts or journal prompts each month. It also has pockets making it convenient for those who need to keep bills & receipts organized. It makes it easy to track your income, expenses, debts, and savings goals all in one place. The Clever Fox budget planner is a great choice for those who want a comprehensive budgeting solution. 1) Clever Fox Budget Planner & Bill Organizer Source Amazon Overview ![]() Here are my top picks for the best budget planners on the market. We’ll discuss what a budget planner is, why you need one, and then review each of the seven budget planners that made our list. There are many different budget planners on the market, but we’ve compiled seven of the best for you here. A budget planner can help you keep track of your income, debt, and savings goals so you can reach them more easily. Today, people are budgeting more than ever. That’s why a budget planner is such a helpful tool. It can be hard to stay on top of your finances when you have so many other things going on in your life. If you’re like most people, budgeting and money management is not your favorite thing to do. Money Dials could include things like fitness, convenience, luxury items, travel, self-improvement , and social status.Choosing the right budget planner can be overwhelming because of the vast number of choices on the market. By honing in on your Money Dials-the things you really love to spend on-you can prioritize your spending in a way that makes sense for you. Following this logic, you categorize your expenses into essential fixed costs, important investments, savings goals, and-last but not least-guilt-free spending.īy allocating space in your budget for the fun stuff (minus the guilt), you’re more likely to stick to that budget in the first place. Instead, consider trying a conscious spending plan. The truth is that living a life of constantly telling yourself “no” isn’t sustainable (or enjoyable). Many people assume that effective money management means scrounging, saving, and never enjoying life. You might also have smaller, more short-term goals, like saving for your dream wedding or buying a luxury car. Smart money management can help you achieve those objectives. You likely have some financial goals in your life, whether it’s improving your net worth, paying off your college student loans, or achieving FIRE (financial independence, retire early). But without planning for expenses, a big income can lead to big debt. But it doesn’t have to be! I spoke with a couple in episode 114 of my podcast who overspent on holidays because their earnings combined were a lot. The entire point of these tools is to simplify money management so you can think about your money less, not more.įor many people, budgeting and planning for big expenses like vacations are a struggle. Simplified spreadsheets help develop your plan, and budgeting apps, like those that automate expense tracking, help you stick to it. ![]() Finally, you need to stick to your plan.īudgeting spreadsheets and tools are great resources for creating a conscious spending plan. You then need to decide how much money to allocate to each bucket. You need to start with a bullet-proof budget, categorizing all of your expenses into one of these four buckets: fixed costs, investments, savings, and guilt-free spending. ![]() Conscious spending is a great way to enjoy life while still building a financially secure future. ![]()
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